Your money, connected

See the whole picture.
Know what matters.

Bring your accounts into one clear view, then follow every change down to the transaction behind it.

See your full picture → Open live preview

30-day free trial · no card needed · cancel anytime

3Connected views
20K+Institutions
24moHistory you can drill

Your money, lined up

4 accounts online
  • Chase Checking••4521$8,240.15
  • Chase Savings••7834$45,000.00
  • Fidelity Brokerage••2291$72,840.17
  • BofA Visa••9982−$2,630.00
Net worth$123,450.32+$1,240 this month
This month: earned · spent · still leftReady when you are
Live · Shift · Month by month

Three ways to look
at the same money.

One shared row of pills above three pages that answer different questions. Every number opens the transactions behind it.

1 · Live

Where you stand, right now

One screen that fits a laptop with nothing to scroll: your position, the month's rhythm and where the money went.

Position

Kept so far this month, with Spent · Came in · Kept · Savings rate against your baseline, each with a six-month sparkline.

Rhythm

The month as a calendar: heat by day, paydays, bills due, the merchants you pick. Tap a day for its transactions.

Where it went

Category → subcategory → merchant as a flow you can dive into; the card takes the full width when you want the whole picture.

Open Live in the sample →
finxplorer.com/preview/live
Sample data
Live: the Position, Rhythm and Where it went cards on a laptop, with the month, baseline and accounts pills above them Live: the Position, Rhythm and Where it went cards on a laptop, with the month, baseline and accounts pills above them, light theme
finxplorer.com/preview/live
Live on a phone: Position, then Rhythm and Where it went Live on a phone: Position, then Rhythm and Where it went, light theme
2 · Shift

What shifted, and why

A period against the one before it, down to the charge that explains the biggest move.

Shift by category

The rows that moved most, with a diverging bar (spent less, spent more) and the months inside the span.

Driver identified

The merchant whose own move carries the shift, with its charges adding up to the number it claims.

Three lens cards

Trend, Merchants, Recurring & Bills; each grows in place, to the year's story or the full list, and the others make way.

Open Shift in the sample →
finxplorer.com/preview/shift
Sample data
Shift: the categories that moved most with their diverging bars, and the Trend, Merchants and Recurring lens cards beside them Shift: the categories that moved most with their diverging bars, and the Trend, Merchants and Recurring lens cards beside them, light theme
finxplorer.com/preview/shift
Shift on a phone: the rows that moved, then the lens cards Shift on a phone: the rows that moved, then the lens cards, light theme
3 · Month by month

Any months side by side

Pick the months, read the table: every category across them, and what shifted in the month you care about.

Month chips

Add or remove a month, up to six columns; reset to the period in one tap.

Category table

An amount per month, the active month tinted, totals at the bottom; tap an amount for its transactions.

Net shift

The active month against the baseline you choose, as an amount and a percent, with New and Gone called out.

Open Month by month in the sample →
finxplorer.com/preview/shift/months
Sample data
Month by month: the month chips and the category table with a Net shift column Month by month: the month chips and the category table with a Net shift column, light theme
finxplorer.com/preview/shift/months
Month by month on a phone: the chips, then the table Month by month on a phone: the chips, then the table, light theme

Sample data, read-only, no sign-in: the three pages with real numbers.

Explore the sample workspace →
Your briefing

A morning read of your money.
Written from your ledger.

Pace, budget health, recurring charges, category shifts, calculated from your transactions. No external AI call. No mystery summary. If it says something, you can prove it.

Show your work Every insight maps back to numbers you own
  • Month-over-month spending and income deltas
  • Budget warnings before you overshoot
  • Recurring charges you might have forgotten
  • Where your money is concentrating, and on whom
Try it yourself

Explore the real workspace.
No sign-in required.

Use a read-only sample workspace to explore Home, Live, Shift and Month by month. Follow the numbers into the transactions behind them, then come right back here when you're done.

Sample dataRead-onlyLive · Shift · Month by month
Open sample workspace → You can return to this page at any time.
Data enrichment
Powered by FinGoal ↗

Banks speak gibberish.
You shouldn't have to.

Raw feeds are truncated names, mystery codes, and blank merchants. FINXPLORER cleanses and enriches every line with FinGoal, so your analytics run on names you recognize, not bank leftovers.

Auto-categorization

Category, subcategory, detail, tagged without the Sunday-night sorting session. 300+ categories from FinGoal's merchant model.

Merchant normalization

"AMZN MKTP US*2B9ZL" becomes Amazon. Logos, clean names, business type, so filters and reports actually make sense.

Dedup & cleansing

Pending vs settled doubles out. Refunds matched. Transfer noise quieted. What remains is worth analyzing.

Place & context

City, state, phone, business type: enough context that a raw string becomes something you can act on.

Enrichment engine: fingoal.com ↗

Before → after · FinGoal enrichment
Raw bank string
"AMZN MKTP US*2B9ZL"
↓ FinGoal enrichment pipeline
Enriched output
MerchantAmazon
CategoryShopping › Online Retail
TypeRetail · Marketplace
Logo✓ Resolved
Raw bank string
"SQ *BLUE BOTTLE 8884321"
↓ FinGoal enrichment pipeline
Enriched output
MerchantBlue Bottle Coffee
CategoryFood & Drink › Coffee Shops
CitySan Francisco, CA
TypeCafe · Specialty coffee
Reports you can hand someone

When the spreadsheet isn't
the point anymore.

Pick the transactions. Shape the document. Export a PDF: for yourself, a trip, a household, or a client.

Personal report

Your own paper trail

Expense, trip, and household write-ups with title, dates, totals, notes, and the lines that back them up.

Business invoice

Client-ready without Word

Line items, invoice and due dates, clean totals, structured enough to send without rebuilding it elsewhere.

SelectOnly the transactions that matter.
ShapeTitles, dates, notes, document details.
ExportPreview, print, or save as PDF.
Try reports in the sample →
Pricing

One plan.
No feature ladder.

Everything you need to see the full picture and follow the details. Cancel anytime.

Full access
$7.99
per month · billed monthly
  • Unlimited bank connections
  • Household sharing via Gmail invite
  • Live, Shift and Month by month + financial briefing
  • Budgets, rules, custom reports
  • Search, splits, category overrides
  • FinGoal enrichment on every transaction
  • Up to 24 months of drillable history
Start free trial →
FAQ

Straight answers.
No brochure speak.

Bank linking is read-only through our aggregator (Quiltt). We never ask for your bank password on FINXPLORER. Sessions are authenticated, tenants are isolated, and production traffic uses HTTPS. We do not claim a completed SOC 2 audit.
Major US banks and brokerages via Quiltt: Chase, Bank of America, Wells Fargo, Fidelity, Vanguard, Schwab, and many credit unions. Coverage depends on the aggregator's network.
FinGoal enrichment handles the first pass. Your rules and manual corrections keep the ledger aligned with how you actually think about money.
Those are strong all-in-one money apps. FINXPLORER is built for investigation: three connected views (Live, Shift and Month by month), drill-down from pattern to transaction, an explainable briefing from your ledger, household sharing via Gmail invite, and FinGoal enrichment. If you want to verify your money (not chat with it), start here.
Email is best: use the form on /contact or write support@finxplorer.com. We aim to reply within 1–2 business days. Include the Google account you sign in with.
Yes. Settings → Subscription. You keep access through the billing period. No cancellation fee.